Medicare Switch Deadline – Some thoughts

We are getting very close to the deadline of switching Medicare plans.


It is my understanding that there are some strict rules now that say plans and brokers cannot knock on your door or send you sales materials without your request.

It is also stated that they can not give free meals. As I write this I am looking at five mailers sent to me without me requesting them. More than one offers a free seminar at various restaurants. I decided to check this out. What they had was rolls, muffins, desserts and the like; of course one could say that was

not a meal.  One plan was no co-payments to your personal doctor, however if you want to see a specialist there would be a charge . I ask what that amount would be and I was told it would depend on what the reason would be! The plan had 0 monthly premiums.  However, there was a $200.00 a month charge for Part D.


I found all of the information very misleading. It seemed like the more questions I ask the less time they had for me.  So, I will stay with what I have, it works for me.

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